Above answers didn't work for me - this did. This displays the site description if the box is checked and there's text in the description field.
if ( (get_theme_mod('header_text') !=== 0) && (get_bloginfo('description') !=== '') ) {
echo '<div class="site-description">' . get_bloginfo('description') . '</div>';
}
This is also useful if you're trying to customize the display based on the Customizer's settings:
var_dump(get_theme_mods());